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Overdraft Facilities

Overdraft facilities against Time Deposit / Certificate of Deposit

A program that gives you a credit line up to 90% of your time deposit / certificate of deposit value in the form of an overdraft. It is ideal for you if you have irregular cash needs over the period.

Benefits & Features

  • Pay interest only on the amount utilized
  • A total cash limit is provided giving you flexibility on when to use your cash
  • Lending Up to 90% of your term deposit value amount
  • Flexible repayments
  • Overdraft tenor not to exceed the maturity date of your term deposit
  • Provided to minors and third parties
  • Visa debit card  to withdraw from your overdraft account


  • Any customer with a term deposit pledged at NBG

Required Documents

  • Photocopy of Valid ID
  • Existing Term Deposit with NBG
  • Overdraft against Time Deposit / Certificate of Deposit application form



* Terms & Conditions apply.

For more information, visit your nearest NBG Branch or Call us on

National Bank of Greece S.A. reserves the right to change any information or requirements mentioned above without prior notice.