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Cash Loans against deposits

Our Solution to your cash needs within 48 hours

A fixed monthly repayment program that gives you a loan up to 90% of your time deposit / Certificate of Deposit value. Instead of breaking your term deposit for any short term financial need, the secured cash loan helps you with your financial need whilst your deposit continues to earn interest.


  • Ideal for you if you want to pay a fixed amount on a monthly basis
  • Lending up to 90% of your term deposit value amount


  • Fixed monthly repayments
  • Loan tenor not to exceed the maturity date of your term deposit
  • Provided to minors and third parties
  • Low interest rate:
    1. Against Time Deposit (TD): only 2.50% over the TD rate for Local currency, and 2.00% above the TD rate for Foreign Currency.
    2. Against Certificate of Deposit (CD): only 2.50% over the CD rate.
  • Admin fees: 1.00% from loan amount.


  • Any customer with a term deposit pledged at NBG

Required Documents

  • Photocopy of Valid ID
  • Existing Term Deposit with NBG
  • Cash loan against Time Deposit / Certificate of Deposit application form



* Terms & Conditions apply.

For more information, visit your nearest NBG Branch or Call us on

National Bank of Greece S.A. reserves the right to change any information or requirements mentioned above without prior notice.